United States to India
Affordable remittances from USA to India. Bank transfers, wallets, and compliance.
Settlement Speed
1-3 hours
Estimated Fees
$3-7
Supported Currencies
INR, USD
Payment Methods
- +NEFT
- +RTGS
- +Corporate bank transfer (HDFC, ICICI, Axis)
- +FIRC documentation
How to Send Money
Verify Account
Complete KYC with ID and address verification.
Add Recipient
Add Indian recipient with bank account or mobile number for wallet transfers.
Lock Rate
Real-time rates. Lock in rate before confirming transfer.
Complete Transfer
Fund transfer from US and India recipient gets local currency in minutes.
Frequently Asked Questions
Which banks are supported in India?
All major banks including HDFC, ICICI, Axis, SBI. Coverage nationwide.
Are digital wallets faster?
RTGS settles high-value payments in real time; NEFT clears in batches through the day.
What about tax on remittances?
Inbound remittances typically not taxed. We document for compliance.
Can we set up recurring payouts?
Yes. Automate monthly supplier and contractor payments with locked-in rates.
What are daily limits?
No daily limits for regular remittances. We monitor for suspicious patterns per RBI rules.
How much cheaper are you vs a bank wire?
50-60% lower all-in cost. A SWIFT wire runs $15-30 in fees plus a 3-5% bank FX markup; Woalet settles locally at a transparent margin.