On-Ramp/Off-Ramp: Your Bridge Between Fiat and Crypto
On-ramp converts bank transfers into stablecoin in minutes. Off-ramp does the opposite. Like currency exchange at an airport, except cheaper and open 24/7.
Features
Key Features
On-Ramp
Bank transfer to USDC/USDT in 10 minutes. Competitive rates.
Off-Ramp
USDC/USDT back to bank account same day. Any currency.
Built Into Platform
No separate exchanges. One click in Woalet dashboard.
Multiple Currencies Supported
Convert from SGD, USD, EUR, VND, and more.
Competitive Rates
Get transparent, competitive conversion rates between fiat and stablecoins. No hidden spreads or surprise fees on any on-ramp or off-ramp transaction.
Enterprise-Grade Security
Bank-level encryption and segregated wallets protect every conversion. All transactions are monitored for compliance with international AML standards.
How it works
How It Works
- 01
Choose Direction
Select on-ramp (fiat to stablecoin) or off-ramp (stablecoin to fiat) based on your payment needs.
- 02
Set Amount and Convert
Enter the amount and select your currency pair. Conversion happens instantly at transparent, competitive rates with no hidden fees.
- 03
Funds Arrive
Converted funds land in your Woalet balance, bank account, or crypto wallet—ready to use immediately.
Why Woalet
Why Businesses Choose Woalet
Four capabilities that set us apart from traditional payment providers
Negotiable FX Rates
Get customized exchange rates negotiated per transaction - not fixed markup like Airwallex or Tazapay. The more you trade, the better your rate.
Built-in Trade Escrow
Protect every cross-border deal with integrated escrow. Funds are held securely until both parties confirm delivery - no third-party escrow service needed.
Native Stablecoin Settlement
Settle instantly in USDC or USDT with built-in on-ramp and off-ramp. No traditional provider offers native stablecoin rails for business payments.
Asia-First, Global Reach
Purpose-built for businesses in Vietnam, Philippines, Singapore, Bangladesh, and Indonesia. Open virtual bank accounts in 15+ currencies without setting up local entities.
- Payout Destinations
- 190+
- Payment Corridors
- 100+
- Currencies
- 15+
FAQ
Frequently Asked Questions
Still have questions?
Our team replies within 24 hours — usually much sooner.
Typically 10-15 minutes from bank transfer to stablecoin in wallet.
Same-day to your bank account. Depends on your bank's processing.
SGD, USD, EUR, VND, and major Asian currencies.
1-2% depending on direction and amount. Transparent pricing shown before you commit.
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Learn MoreGet started
Ready to get started?
Talk to our team about how this product can help your business.
- No commitment required
- Response within 24 hours
- Custom solution for your business