Skip to content
Woalet
Payment corridor

United States to Philippines

USD to PHP for US businesses. Pay Philippine suppliers, BPO partners and offshore teams via InstaPay and PESONet.

Settlement Speed

1-2 hours

Estimated Fees

$3-8

Supported Currencies

PHP, USD

Payment Methods

  • InstaPay
  • PESONet
  • Corporate bank transfer (BDO, BPI, Metrobank)
  • USDC / USDT settlement

How to Send Money

  1. 1

    Create Account

    Sign up and complete quick KYC verification (10 minutes)

  2. 2

    Enter Recipient

    Add the Philippine beneficiary: business name, bank and account number.

  3. 3

    Review Rate

    See locked-in rate and all fees. Typical USD/PHP spread under 1%.

  4. 4

    Pay & Settle

    Send payment from US bank. Recipient gets funds within 1-2 hours.

Frequently Asked Questions

InstaPay for real-time settlement, PESONet for same-day batches to the supplier business account.

Yes, no limits. Amounts from $10 to $100,000+ supported. Large transfers get special pricing.

Choose bank transfer at checkout. Recipient gets local currency transfer to BDO, Metrobank, or other banks.

Yes, rate locked when you confirm. No surprises. Recipient knows exact amount they'll get.

Yes. Schedule monthly supplier retainers, contractor payroll and subscription invoices with locked-in rates.

InstaPay settles in real time. PESONet clears same-day batches to the supplier corporate account.