Woalet

Wire Transfer

An electronic method of transferring money directly from one bank account to another, usually internationally.

Full Explanation

A wire transfer is a direct electronic transfer of funds between bank accounts. Wire transfers are typically initiated by the sender's bank and routed through banking networks (like SWIFT) to the recipient's bank. Wire transfers are secure and reliable but can be slow (1-3 days) and expensive ($15-50). Modern alternatives like Woalet offer faster settlement at lower costs.

Related Terms

Frequently Asked Questions

How long do wire transfers take?

Typically 1-3 business days. Some corridors offer same-day settlement.

Can wire transfers be reversed?

Generally no, once sent wire transfers cannot be reversed. Be careful with recipient details.

What information is needed?

Recipient bank name, account number, routing number (US), IBAN (EU), or SWIFT code.

Are wire transfers secure?

Yes, very secure. But verify recipient details carefully before sending.